Institutional frames for financial inclusion of poor households in Sub-Saharan Africa: Evidence from rural Uganda
Abstract
Purpose
The purpose of this paper is to examine institutional frames for financial inclusion of poor households in a Sub-Saharan Africa context and provide policy implications in solving the persistent problem of limited inclusion of poor households into mainstream formal financial services in Uganda.
Design/methodology/approach
Cross-sectional research design was used in this study. Data were collected from a randomly selected sample of 200 poor households located in Mukono District. Statistical program for Social Scientists and Analysis of Moment Structures were used to generate results.
Findings
Results have revealed the presence of regulative, normative, and procedural and declarative cognitive institutional frames, which affect financial inclusion of poor households in rural rural Uganda. The findings and policy implications are discussed in detail in the paper.
Originality/value
This study parallels the World Bank Global Findex survey (2012) on general aspects of financial inclusion around the world. It examines frames, which structure behaviours and actions of poor households towards their financial decisions and choices in attempting to improve financial inclusion with a major focus on rural Uganda.
Keywords
Citation
Bongomin, G.O.C., Ntayi, J.M. and Munene, J. (2016), "Institutional frames for financial inclusion of poor households in Sub-Saharan Africa: Evidence from rural Uganda", International Journal of Social Economics, Vol. 43 No. 11, pp. 1096-1114. https://doi.org/10.1108/IJSE-06-2014-0110
Publisher
:Emerald Group Publishing Limited
Copyright © 2016, Emerald Group Publishing Limited