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Determinants of Bank Profitability

Mukesh Chaudhry (Elizabeth City State University)
Arjun Chatrath (Lake Erie College)
Ravindra Kamath (Cleveland State University)

American Journal of Business

ISSN: 1935-5181

Article publication date: 22 April 1995

1752

Abstract

This study investigates the determinants of profitability of U.S. commercial banks in the 1970s and 1980s. It is established that banks, depending on their size, may need to exercise greater control over a defined set of variables in order to maximize profits and/or minimize costs. Further, the study provides some indirect evidence of economies of scale/scope in certain aspects of the banks’loan and investment portfolios.

Keywords

Citation

Chaudhry, M., Chatrath, A. and Kamath, R. (1995), "Determinants of Bank Profitability", American Journal of Business, Vol. 10 No. 1, pp. 41-46. https://doi.org/10.1108/19355181199500005

Publisher

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MCB UP Ltd

Copyright © 1995, MCB UP Limited

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