European Business Review: Volume 99 Issue 4

E‐cash is more interesting than you think: what are the key issues?

Digital money has made slow progress over the last five years, but now momentum is building and banks throughout Europe have begun to deploy digital money on a large scale…

E‐cash issues: electronic cash is not just about technology

Discusses the limitations of cash as a means of exchange and looks to the digital networks of the future to exploit the new technologies of e‐cash. Highlights the convenience and…

European multiple currencies

Considers the aims of the “founding fathers” of the European Community in creating a free trade area based on the notion that “If the goods cross the frontiers, the armies won’t”…

The European digital money picture: Europay’s role and strategy in developing the market

Explores the rapidly changing world of electronic purse transactions and presents a case study of the development strategy employed by Europay International. Considers the…

Telecommunications service providers as payment facilitators

The role of the telephone company has evolved over the years and is still changing. “Telcos” are now solution providers helping businesses and people gain business advantage…

Legal perspectives on digital money in Europe

Highlights the key features and differences between cash and electronic money and the benefits the former cannot deliver. However, consumer confidence is seen as the vital factor…

“Digital money” – a view from the European Commission

Reviews the payment environment and “proliferation” of new payment services on the market. Highlights the cost reduction benefits to financial institutions of cash replacement…

Visa and digital money

Argues that people in income‐rich but time‐poor societies have had to learn to adjust the balance between saving money by spending time searching for bargains and saving time by…

The future of digital money

Speculates on the product of “digital money” from the perspectives of consumers, merchants and banks in ten years time. Predicts that convenience of access for consumers to…

The true cost of e‐purse – a Mondex perspective

Argues that the predicted explosion in electronic commerce will be facilitated by low value transactions. Highlights the need for transaction costs to be equally low for this to…

Proton World and CEPS: the best of both worlds

The international smart card market is discussed from the case study perspective of the smart card application Proton World. Outlines the foundation, alliance of shareholders and…

Electronic commerce and online stores

The second annual Consult Hyperion Digital Money Forum '99'

Editorial