Technology acceptance in the banking industry: A perspective from a less developed country

doi:10.1108/09593840010359491

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Information Technology & People

ISSN: 0959-3845

Online from: 1982

Subject Area: Information and Knowledge Management

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Technology acceptance in the banking industry: A perspective from a less developed country

Document Information:
Title:	Technology acceptance in the banking industry: A perspective from a less developed country
Author(s):	Murugan Anandarajan, (Le Bow College of Business, Drexel University, Philadelphia, PA, USA), Magid Igbaria, (Claremont Graduate University, Claremont, CA, USA), Uzoamaka P. Anakwe, (Lubin School of Business, Pace University, Pleasantville, NY, USA)
Citation:	Murugan Anandarajan, Magid Igbaria, Uzoamaka P. Anakwe, (2000) "Technology acceptance in the banking industry: A perspective from a less developed country", Information Technology & People, Vol. 13 Iss: 4, pp.298 - 312
Keywords:	Banking, Developing countries, Employees, Human-computer interaction, User satisfaction
Article type:	Research paper
DOI:	10.1108/09593840010359491 (Permanent URL)
Publisher:	MCB UP Ltd
Abstract:	In the last decade, information technology has proven to be the major enabler that has helped multinational corporations to integrate their worldwide operations. However, studies show that many of these foreign subsidiaries, especially in less-developed countries, under-utilize their information systems, thus not making a significant contribution in improving the performance of organizations. Previous research, which investigated the factors that motivated individuals in accepting information technology, were conducted in developed countries. Since less-developed countries differ culturally from developed countries, it is important to identify the factors which motivate individuals in these countries to accept as well as use information technology. This study seeks to investigate this issue. A comprehensive questionnaire on microcomputer acceptance and its resulting impact was collected from 88 users in six banks in Nigeria. The results suggest that social pressure is an important factor affecting microcomputer usage.