Index

The New Digital Era: Digitalisation, Emerging Risks and Opportunities

ISBN: 978-1-80382-980-7, eISBN: 978-1-80382-979-1

ISSN: 1569-3759

Publication date: 15 September 2022

This content is currently only available as a PDF

Citation

(2022), "Index", Grima, S., Özen, E. and Boz, H. (Ed.) The New Digital Era: Digitalisation, Emerging Risks and Opportunities (Contemporary Studies in Economic and Financial Analysis, Vol. 109A), Emerald Publishing Limited, Leeds, pp. 325-335. https://doi.org/10.1108/S1569-37592022000109A019

Publisher

:

Emerald Publishing Limited

Copyright © 2022 Simon Grima, Ercan Özen and Hakan Boz


INDEX

Note: Page numbers followed by “n” indicate notes.

Accelerators
, 152

Accepted papers (AP)
, 307

Access model
, 203

Accountabilities
, 259–263

Active pedagogies
, 170

Advertisement model
, 203

Africa

cryptocurrency in
, 5, 7

DeFi activity in
, 7

DeFi regulation in
, 9

Akaike Information Criteria (AIC)
, 22

Alipay
, 104

Alternative Investment Fund Managers Directive
, 161

Amazon.com.
, 205

American National Security Agency
, 93

AMQP/1.0 protocol
, 106

Analytic hierarchy process (AHP)
, 137, 142–144

Angel networks
, 152

Anti-Money Laundering (AML)
, 129

Apple Inc.
, 205

Application Programming Interfaces (API)
, 100

Applied research
, 214

Arbitrage
, 176

Artificial contractual arrangements
, 206

Artificial Intelligence (AI)
, 100, 118, 195

Artificial internal trading of intangibles
, 206

Augmented Dicky Fuller test (ADF)
, 21, 22–23

Auto-Regressive Distribution Lag (ARDL)
, 20

bound testing approach
, 20, 23

estimation techniques
, 16

long-and short-run ARDL results
, 24–26

specification
, 21

Automatic teller machines (ATM)
, 20

Automation
, 91, 120

of industry
, 33

Average variance extracted (AVE)
, 241

Bank cost to income ratio (BCI)
, 20

Bank Verification Number (BVN)
, 128

Banking efficiency
, 16–17, 20

Banking sector

during COVID-19 pandemic
, 148

digital currencies and
, 91

digital currencies impact on
, 92

digitalisation in
, 136–147

Indian
, 28

stability and efficiency
, 16

Banking stability
, 15–17, 20

BAS Accounting
, 60

display of tax differences in BAS Accounting
, 62

receipt of goods
, 63

scheme of carrying out documents and occurrence of tax differences
, 61

turnovers and balances journal with amounts of tax differences
, 64

Base Erosion and Profit Shifting project (BEPS project)
, 204

risks in area of indirect taxation
, 207

risks in field of direct taxation
, 205–206

Basic research
, 214

Bibliometric analysis
, 217

Big Data
, 100

Bitcoin
, 5, 93, 94, 107, 108, 112n3

transactions
, 101

BitTorrent (BTT)
, 156

Blockchain technology
, 100, 127, 152, 153–154, 158, 164, 205

blockchain-based DeFi
, 8

in finance
, 154–155

Money
, 91

Bound testing approach
, 20, 23

Budget visitors
, 278

Bulgaria, digitalisation of local food festival in
, 273–283

Business accountability
, 260

Business costs
, 259–263

Byanov
, 272

Byzantine Fault Tolerance
, 99

Cash payment
, 142

Catena-X Automotive Network platform
, 121–122

Celer Network (CELR)
, 156

Central bank digital currency (CBDC)
, 91–92, 95–98, 111, 126

features of Nigerian CBDC
, 128–130

literature review
, 127

in Nigeria
, 126

opportunities or benefits of eNaira
, 130–131

risks
, 131–132

Central bank digital currency crypto technologies
, 5

Central Banks
, 126, 129

Centralised financial system (CeFi system)
, 4

Chinese Communist Party (CCP)
, 96

Circumvention of Controlled Foreign Company (CFC)
, 206

Cloud architecture
, 313

Cloud computing
, 205, 311, 313

Cloud-based smart home system
, 311

Clusters

of co-authorship
, 223, 228

of keywords
, 221, 226

Collectivism
, 73

Collectivism
, 75

Commercial banking sector
, 128

Common agricultural policy (CAP)
, 272

Composite reliability (CR)
, 241

Confirmatory factor analysis (CFA)
, 239–240

Construct validity
, 242

Consumer

innovativeness
, 236

psychological process of
, 244

wallet tier structure
, 129

Contactless payment
, 139

by mobile phone
, 142, 147

by smartwatch
, 142

Convergent validity
, 242

Conviction
, 174–175

Corda blockchain platform
, 106

Corporate social responsibility

lack of corporate social responsibility towards OG
, 263–265

Correlation matrix
, 77

COTA
, 60

COVI D-19 pandemic
, 110, 136, 139, 203, 288, 291

Creative Economy
, 32

Credit card
, 142

Crypto assets
, 110, 159

Cryptocurrency
, 92–94, 100, 103, 111n1

in Africa
, 5, 7

inflow and outflow
, 7

value
, 7

Cryptofinance, rationale for
, 161–163

Cryptoruble
, 103

Cultural dimensions
, 71–74, 77–78, 80–81, 83–86

Culture
, 72–73

Currency
, 111

Customers approach technology
, 236

Cutting-edge unproven technologies
, 152

Cyber-attacks, propensity for
, 131

DAICOs
, 156–157

Data analysis
, 177

Data theft risks
, 131

Daunting task
, 159–160

Debit card
, 142

Decentralisation
, 93

Decentralised finance (DeFi)
, 4, 164

activity in Africa
, 7

challenges
, 8

cryptocurrency in Africa
, 5, 7

factors promoting DeFi and obstacles to DeFi in Africa
, 9

literature
, 5–7

potential benefits
, 8

regulation in Africa
, 9

Decentralised financial services
, 6

Declined paper (DP)
, 307

Decrypt web portal
, 103

Delphi-AHP approach
, 141

economies
, 136–137

literature review
, 137–140

methodology and data
, 140–144

results
, 145–147

Developed economies
, 15, 85, 233

ARDL analysis of
, 14–27

Developing economies
, 15

ARDL analysis of
, 14–27

Diem
, 109–110

DigiCash
, 92

Digital banking
, 137

Digital business models
, 203–205

Digital currency
, 91

digital fiat currency
, 103–108

distributed ledger technology
, 99–103

technical aspects of
, 98

Digital Currency Electronic Payment (DCEP)
, 103

Digital currency programme, participants in
, 129–130

Digital decision
, 278, 281

Digital dollar
, 103

Digital E-krona Blockchain DLT
, 107

Digital economy
, 32, 34, 192–193

current state and characteristics in EU
, 193

Digital Economy and Society Index (DESI)
, 71, 196

structure of
, 197

Digital environment
, 36–37

Digital era

blockchain
, 153–154

decentralised finance
, 164

entrepreneurial finance
, 152

future trends
, 163

ICOs
, 155–157

legal framework in European Union
, 161

legal framework in United States
, 160–161

legal landscape
, 159

rationale for cryptofinance
, 161–163

smart contracts
, 164–165

STOs
, 157–159

Digital euro
, 103, 108

Digital Fiat Currencies (DFCs)
, 104

Digital fiat money platforms
, 91

Digital finance
, 14, 17, 20

Digital financial services
, 14

data methodology and empirical framework
, 20

empirical analysis and explanation
, 22–27

literature review and theoretical framework
, 17

model specification
, 20–22

sample papers
, 18–19

theoretical and conceptual framework
, 17, 20

in United States
, 15–16

Digital integrated partnership
, 278

Digital levy
, 203–204

Digital natives
, 252

Digital network
, 215

Digital payments
, 90

Digital public services (DPS)
, 71, 81

Digital service tax (DST)
, 203

Digital services
, 313

Digital Single Market Strategy
, 193

Digital skills
, 35, 302

Digital system
, 192

Digital technologies
, 214

Digital vaults
, 105

Digital wallet
, 105

Digital yuan
, 103–104

Digitalisation
, 32–35, 54, 70, 90–91, 137–138, 140, 192, 214

CBDC
, 91–92

CBDC
, 95–98, 111

cryptocurrency
, 92–93

DCBC and banking industry
, 108–110

digital currencies phenomenon and evolution
, 92

of local food festival
, 272–283

practical aspects on digitalisation and energy industry
, 215–217

private digital tokens
, 94–95

of public services
, 71–84

technical aspects of digital currency
, 98–108

transformation into digitalisation environment
, 36–37

Digitisation
, 118–119

Direct taxation, BEPS risks in
, 205–206

Discomfort
, 236–237

Distributed ledger technology (DLT)
, 91, 98, 99–103, 153

assets
, 160

E-citizens
, 197

e-Commerce
, 36, 85, 140, 207, 239, 291

VAT treatment of
, 208–209

E-gold
, 92

E-krona
, 103–106

digital E-krona Blockchain DLT
, 107

eCash
, 92

Economic state of OG
, 258–259

Economies
, 136–137

Edge computing
, 311

Education Entrepreneur’
, 172

Edupreneurs
, 172

Edupreneurship
, 171

Electronic identity (eID)
, 197

Electronic taxation
, 71

Elena
, 272

Elenski But’ Food Festival
, 274

Elliptic Curve Digital Signature Algorithm (ECDSA)
, 100

Emancipation

A Theoretical Lens for Looking at an Individual’s OG Preference
, 255

attraction of OG for individual’s emancipation and pleasure
, 254

increasing trends of OG
, 254–255

internet and virtual immersion as tool for
, 253

self-identity, emancipation and OG
, 255–256

Emergencies in smart city
, 318

Employment

in China
, 37

effects due to AI
, 120

Europe 2020 strategy on
, 289

growth in wider economy
, 35

of low-skilled workers
, 35

to population ratio
, 38

structure
, 35

terms and conditions of
, 257

eNaira
, 5, 128–130

opportunities or benefits of
, 130–131

Endurance
, 175–176

Energy industry

analysis, results
, 219–230

digitalisation and
, 214

methodology
, 217–219

practical aspects on digitalisation and
, 215–217

Entertainment Software Rating Board (ESRB)
, 264

Entrepreneurial finance
, 152

Entrepreneurialism
, 171

Entrepreneurship
, 171–173, 185–186

Error correction model (ECM)
, 20–22

Ethereum (ETH)
, 5, 94, 102, 112n5

European central bank (ECB)
, 103, 107–109

European Digital Economy
, 193

European Union (EU)
, 288

current state and characteristics of digital economy in
, 193

digital performance level
, 196–203

ICOs and STOs legal framework in
, 161

tax challenges from EU perspective
, 204–207

Eurostat
, 37

Event tourism (see Festival tourism)

Experimental development
, 214

External auditors
, 53

Facebook
, 35, 109, 195

Familiarising entrepreneurship
, 172

Femininity
, 73, 75–76

Festival tourism
, 273

Fiat currency
, 112n12

Finance, blockchain in
, 154–155

Financial Instrument Test
, 160

Financial services in African countries
, 4

FinCEN
, 92

FinTech
, 112n7

revolution
, 17

Fog computing
, 311, 313

architecture for smart home
, 315

layer
, 316

smart urban surveillance solution based on
, 315

Food festival

context of current analysis
, 276

digitalisation of
, 272

history and development of ‘Elenski But’ Food Festival
, 274

literature review
, 272–273

measuring satisfaction level of visitors
, 281–283

motivation of visitors
, 276–280

organisation of research process
, 275–276

research methodolo gy
, 274

results
, 276

spending budget and spending attitudes
, 281

Fornell and Larcker criterion
, 242

4th Industrial Revolution
, 33

Fredo Report
, 60

Fruitful
, 176

Generation Z
, 252

Global economic crisis [2008]
, 292

Global financial crisis
, 93

Global Network Index
, 37

Google forms
, 177

Google generation
, 252

Google Inc.
, 205

Government agencies
, 130

Government online services
, 44

Gross domestic expenditure on research and development (GERD)
, 216

Gross domestic product (GDP)
, 20, 33

Hard talents
, 173

Howey Test
, 160

In-class class communication
, 186

Inclusive development
, 152

Income tax
, 51, 54–55, 205

Incubators
, 152

Indian banking structure
, 16

Indirect taxation, BEPS risks in
, 207

Individualism (IDV)
, 73–74

Indulgence
, 75, 76

Industrial AI
, 120–121

Industrial productivity (IIP)
, 20

Industry 4.0
, 215

Information and communication technology (ICT)
, 170, 193, 215

Information Systems Success Model
, 71

Initial coin offerings (ICOs)
, 152, 155, 155–157

Initial exchange offer (IEO)
, 156–157

Innovative
, 176

Innovative fintech
, 20

Innovative Technology Arrangement and Services Act
, 161

Innovativeness
, 236, 244

Insecurity
, 237

Institutional investors
, 152

Intellectual property (IP)
, 206

Intelligent building
, 313

Intelligent Transport Systems (ITS)
, 318

Interest in DeFi
, 7

Internal audit
, 50–51

literature review
, 52–54

research methodology
, 54–67

of tax differences
, 51–52, 55

Internal auditor
, 53, 64

Internal control system
, 52

Internal debt shifting
, 206

International Age Rating Coalition (IARC)
, 264

International Labor Organization (ILO)
, 36–37, 138

International labour migration
, 289

International migration
, 288

indicators in Romania
, 292

International Monetary Fund (IMF)
, 14

International Telecommunication Union (ITU)
, 15

Internet (INT)
, 20

Internet
, 37, 232, 252, 308

internet-based services
, 70

as tool for emancipation
, 253–256

Internet of Things (IoT)
, 215, 307, 313

Internet of value (IoV)
, 94

Interpreneurship
, 171

J-coin
, 103

Kaizen philosophy
, 118

KIP concept project
, 121

Know-Your-Customer systems (KYC systems)
, 9, 129

Kwiatkowski–Phillips–Schmidt–Shin test (KPSS)
, 21, 22–23

Labour market outcomes of Romanian migrants

Covid-19 pandemic crisis and labour market
, 291

data and indicators used in empirical analysis
, 292–298

literature review
, 289–292

results
, 299–301

League of Legends
, 264

Learning
, 175

Legal framework

in European Union
, 161

in United States
, 160–161

Libra’
, 94

Licensed financial institutions
, 129

Life skills

analyses and results
, 178–187

conviction
, 174–175

development
, 171

endurance
, 175–176

instruments
, 177

literature review
, 171–174

pedagogies
, 170–171

research methodology
, 176–177

LinkedIn
, 35, 195

Long-term orientation (LTO)
, 75

M.E. DOC [software product]
, 60

Machine learning
, 205

Malta Digital Innovation Authority Act
, 161

Market Abuse Regulation
, 161

Masculinity (MAS)
, 73, 75–76

MasterCard
, 110

Matic Network (MATI C)
, 156

Measurement model, validating
, 240–243

Media-sharing site
, 195

Merchants
, 130

MiFID II
, 161

Migration
, 33, 289

Mining process
, 102

Mobile cloud computing emergency healthcare model architecture
, 319–320

Mobile money transaction percent of GDP (MMT)
, 20

Mobile payment application
, 232–233, 238

Mobile payments
, 90

Mode of payment
, 110

Mongo DB
, 311

Monitoring group
, 275

Monopoly
, 196

Monster.com
, 35

Moore’s Law
, 120

Multi-criteria decision making method (MCDM method)
, 141

Multi-sided business model
, 195

MySQL databases
, 311

National Identification Number (NIN)
, 128

Naumov and Green theory
, 273

Network

of co-authors
, 222, 227

of co-authorship
, 224, 229

of keywords
, 220, 225

New digital era

blockchain
, 153–154

decentralised finance
, 164

entrepreneurial finance
, 152

future trends
, 163

ICOs
, 155–157

legal framework in European Union
, 161

legal framework in United States
, 160–161

legal landscape
, 159

rationale for cryptofinance
, 161–163

smart contracts
, 164–165

STOs
, 157–159

Nigerian CBDC

consumer wallet tier structure
, 129

design of
, 128

features of
, 128

participants in digital currency programme
, 129–130

policy objectives of eNaira
, 130

Non-cash alternative distribution channels
, 142

Non-cash payment methods
, 90, 139

Nonperforming loan (NPLs)
, 15, 20

Nonprobability sampling
, 176

NoSQL databases
, 311

NXPGAME
, 260

Oligopoly
, 196

Online digital platform of the fest
, 276

Online gaming (OG)
, 252–253

associated business costs, personal costs and accountabilities
, 259–263

conflict from the perspectives of individual’s personal and social accountabilities
, 257–258

economic state of
, 258–259

lack of corporate social responsibility and response of public policy towards OG
, 263–265

meaning of personal accountabilities
, 257

OG as medium for non-accountable hedonistic pleasure and accountabilities
, 256

self-identity, emancipation and
, 255–256

Online questionnaire
, 239, 278

Online shopping
, 139–140

Online ticket sales
, 281

Open-source software
, 93

OpenFog reference architecture
, 311

Optimism
, 235–236

Ordinary least squares model (OLS model)
, 76–77

Organisation for Economic Co-operation and Development (OECD)
, 194

Out-of-class communication
, 186

Pan European Game Information (PEGI)
, 264

Pandemic
, 136

Participants in digital currency programme
, 129–130

Paxos protocol
, 99

Payment

mode
, 110

platforms
, 110

systems
, 90

PayPal
, 92, 110

Peer-to-peer (P2P)
, 100

system
, 93

transactions
, 131

People’s Bank of China (PBoC)
, 96, 103

People’s Republic of China (PRC)
, 95–97

Perceived Ease of Use (PEU)
, 235, 238

Perceived Usefulness (PU)
, 235, 237–238

Perseverance
, 175–176

Personal costs
, 259–263

Planned Behaviour Theory
, 71

Policy objectives of eNaira
, 130

Population and sample
, 177

Power distance (PDI)
, 73–74

Practice-based pedagogies
, 170

Pre-tax financial result
, 51

Predictive analytics
, 195

Preferential tax regimes
, 206

Preliminary ticket sales
, 281

Pricing mechanism
, 155

Private cryptocurrencies
, 5

Private digital tokens
, 93, 94–95

Process automation
, 140

Production flexibility
, 118

Profit
, 50

Proof of Stake work
, 154

Proof of Work protocol
, 153–154

Propensity for cyber-attacks
, 131

Prospectus Regulation
, 161

Psychological process of consumers
, 244

Public services

analysis
, 77–84

data and methodology
, 74–77

digitalisation of
, 71

literature review
, 71–74

results
, 77–84

QR codes
, 104

Questionnaire
, 177, 281

online
, 239, 278

RAFT protocol
, 99

Ramsey rest test
, 22

Real-time reservations
, 272

Regression analysis
, 76, 77–78

Reliability
, 240

Renmimbi (RMB)
, 104

Republic of North Macedonia
, 136, 138

Research and development (R&D)
, 44, 214

Restraint
, 76

Retail consumers
, 130

Retail cryptocurrency
, 7

Rights of employee
, 290

Ripple
, 94, 102–103, 112n6

Risks
, 131–132

Robust production process
, 118

Romanian labour market
, 288–289

Sample, population and
, 177

SAP [software product]
, 60

SARS-CoV-2 virus
, 290

Science, technology and innovation (STI)
, 214, 216

Scopus
, 217

Secure Hash Algorithm (SHA-256)
, 102

Security in smart city
, 318

Security token offerings (STOs)
, 152, 155, 157–159

Sense of self-reliance
, 173

Sensors
, 313

Settlement agents
, 107

Settlement protocols
, 103

Share of global cryptocurrency trading activity
, 7

Small-and medium-scale enterprises (SMEs)
, 8

Smart automobiles
, 316

Smart building
, 313–315

Smart city
, 306

architecture interface design
, 322

computing
, 311–312

distribution of research papers by publisher
, 309

related work
, 308

research methodology and design
, 307

security and emergencies
, 318

selection
, 307–308

smart building
, 313–315

smart home
, 312–313

system architecture of
, 312

taxonomy of
, 310

traffic and monitoring
, 318–321

urban computing
, 315–317

Smart contracts
, 164–165

Smart economy
, 32

Smart factories
, 119

Smart home
, 312–313

applications
, 306

Smartphone
, 170

Social benefits of digitalisation

literature review
, 34–36

methodology
, 37–44

results
, 44–45

statement of problem
, 32–33

transformation into digitalisation environment
, 36–37

Social entrepreneurship
, 172

Social justice
, 152

Social life
, 36, 291

Social media
, 35

Social-economic benefits of digitalisation
, 34

Society
, 75, 252

adaptation of
, 34

cashless
, 90

culture and
, 73

digital
, 33

digital transformation of
, 74

self-identity, emancipation and OG in
, 255–256

sustainable development of
, 217

uncertainty avoidance and
, 75

Sociopreneurship
, 171

Soft human resource management
, 260

Soft skills
, 173

Space-based platforms
, 36

Spatial error model
, 294

Spatial lag model
, 294

Spatial models
, 293

Spillover theory
, 20

Spiritual cultural values
, 71

Squid effect
, 17

Stablecoin
, 6, 112n12

Statistical Database
, 37

Statistical methods
, 54

Structural equation model-path analysis
, 243

Structural equation modelling (SEM)
, 240

Students’ life skill development
, 171

analyses and results
, 178–187

conviction
, 174–175

endurance
, 175–176

instruments
, 177

literature review
, 171–174

pedagogies
, 170–171

research methodology
, 176–177

Subscription model
, 203

Survey group
, 275

Sustainability
, 219

challenges and approaches to solutions
, 120–121

digitisation
, 118–119

practical recommendations for action and need for further research
, 122–123

results
, 121–122

Sustainable development
, 74, 86, 221, 273

digital network for
, 215

in energy industry
, 215

science, technology and innovation role in
, 214

of Society
, 217

Sustainable energy
, 214

SWIFT system
, 96

Tax administration
, 192

Tax Administration 3.0 concept
, 193

Tax avoidance practices
, 205

Tax challenges

BEPS risks in area of indirect taxation
, 207

BEPS risks in field of direct taxation
, 205–206

common tax avoidance practices
, 205

current state and characteristics of digital economy in EU
, 193

digital business models and digital levy
, 203–204

level of Europe’s digital performance
, 196–203

mobility of intangibles, users and business functions
, 195

network effects
, 195

nexus, data and characterization
, 205

reliance on data
, 195

tax challenges from EU perspective
, 204

tax perspective
, 194–195

tendency towards monopoly or oligopoly
, 196

use of multi-sided business model
, 195

VAT treatment of e-Commerce
, 208–209

volatility
, 196

Tax Code of Ukraine
, 55, 66

Tax differences
, 51, 55

administrative expenses’ with a transaction
, 65

display in BAS accounting
, 62

internal audit of
, 51–52, 55

main groups of
, 56–57

scheme of carrying out documents and occurrence of
, 61

Tax evasion
, 131, 205

Tax fraud
, 192

Taxation
, 53, 58, 72

digital
, 70

direct
, 205–207

double
, 205

electronic
, 70–71, 197

indirect
, 207

Taxpayer
, 193

Team robotics
, 121

Technical innovations
, 120

Technological innovation
, 17

Technology Acceptance Model (TA M)
, 71, 233–234

Technology readiness

conceptual framework
, 235–238

data analysis
, 239

methodology
, 238

mobile payment application
, 232–234

research design, sampling and data collection process
, 238–239

results
, 244–246

structural equation model-path analysis
, 243

validating measurement model
, 240–243

Technology Readiness and Acceptance Model (TRAM)
, 233–234

Technology Readiness Index (TRI)
, 239

Technology Readiness Theory (TR)
, 233

Technology-accepting behaviour
, 235

Technopreneurship
, 171

Tenacity
, 175–176

Tendency
, 196

Thin capitalisation
, 206

Tokenisation of financial securities
, 158

Torrent games’
, 260

Total value locked (TVL)
, 7

Tourism science
, 272

Traditional funding sources
, 152

Traffic and monitoring in smart city
, 318–321

Transfer pricing
, 206

Transport Layer Security (TLS)
, 106

Twitter
, 35

Uncertainty avoidance (UAI)
, 73, 75

Unidimensionality
, 240

Unit root test
, 22

United States, legal framework in
, 160–161

Urban computing
, 315–317

Utoken
, 94

Validity
, 240–241

Value-added tax (VAT)
, 207

treatment of e-Commerce
, 208–209

Venture capital
, 158

Venture capitalists
, 152, 259

Virtual Financial Assets (VFA)
, 160

Virtual Financial Assets Act (VFAA)
, 160

Virtual immersion
, 252

as tool for emancipation
, 253–256

Virtual reality
, 252

Virtual Tokens
, 160

Visa
, 110

Visitors’ satisfaction
, 272, 283

Volatility
, 195–196

VOSviewer
, 217–218

Web of Science
, 217

Web-based online platforms
, 36

WeChat Pay
, 104

Willingness to work hard
, 173–174

Working from home
, 145, 147

benefits of
, 146

description of best alternative for working hours
, 147

disadvantages of
, 146

World Economic Forum (WEF)
, 37, 139

World Intellectual Property Organisation (WIPO)
, 37

YouTube
, 35, 203

Z-score
, 16, 20

Zigbee protocol
, 311

Prelims
Section A: Emerging Risks and Opportunities Due to Digitalisation
Chapter 1: Decentralised Finance and Cryptocurrency Activity in Africa
Chapter 2: Do Digital Financial Services Influence Banking Stability and Efficiency: An ARDL Analysis of a Developed and a Developing Economy
Chapter 3: Social Benefits of Digitalisation
Chapter 4: Digital Aspects of Internal Audit of Tax Differences: Practical Experience of Ukraine
Chapter 5: A Cross-cultural Study on the Digitalisation of Public Services
Chapter 6: The Banking Industry in the Ecosystem of Digital Currencies and Digital Central Bank Currencies
Chapter 7: Applicable Knowledge for Sustainability. The Status of Artificial Intelligence in Industrial Production and the Impact of Future Sustainability
Chapter 8: Central Bank Digital Currency in Nigeria: Opportunities and Risks
Chapter 9: A Delphi-AHP Approach to the COVID-19 Effect on Digitalisation in the Banking Sector
Chapter 10: The New Digital Era: Emerging Risks and Opportunities
Chapter 11: Developing Students’ Life Skills through Edupreneurship in the Digital Era
Chapter 12: Tax Challenges in the Digital Economy: EU Perspective
Chapter 13: Digitalisation: A New Era in the Energy Industry for Sustainability
Chapter 14: The Effects of Technology Readiness on Intention of Using the Mobile Payment Applications
Chapter 15: Online Gaming and Accountabilities in the Pandemic Environment: A Multi-faceted Perspective
Chapter 16: Development of a Destination Via Digitalisation of a Local Food Festival: The Case of Elenski But, Elena Town, Bulgaria
Chapter 17: Labour Market Outcomes of Romanian Migrants Under the COVID-19 Pandemic and Digitalisation Challenges: A Spatial Bootstrap Approach
Chapter 18: Smart City Using Cloud Services: A Systematic Literature Review
Index